A few months ago I was negotiating to buy small coffee farm and house in Central America.

The Ikea Nestin instinct and America's overall tendency of becoming more frugal and fiscally independent over this recession I think are why this is such a viable option.

ID=MAREI-N...FYI, fellow BP'er Kim Tucker/Realty Resource in KC were founders of MAREI founders of Mid-America Association of Real Estate Investors.

Especially for those that have done a few more deals and have exhausted "Friends and Family" money.Currently, I am considering using:"Builder Finance""Finance of America - Commercial""Lending Home"Most of these sources require that you have verified experience and when you include their points the mixed rate is 8-10% APR as best I can tell.

To me those are risky bank loans.. as you can just up and fly it to the Bahamas' or central America... not like a house if you don't pay it does not move.

Maybe it’s a culture thing , maybe it’s coming to America as an immigrant , watching my father work 2 jobs , about 80 hours a week .

Finance of America is one of those types of lenders.

Baby Boomers are leaving colder states for warmer ones, jobs are still available here in Texas, property values are still very competitive compared to the east and west coast and interest rate are still very manageable.Population growth in America is 1%, meaning America is growing at 3.2 million more people per year and Texas is still getting more than most states.  

After living in one city for all of John’s life, we picked up our HomeVestors of America franchise not long ago and moved to one of the hottest real estate markets in the country."

If all goes well I'll be generating revenue within the SDIRA for retirement as well as independent of it to help pay down some of my current obligations.I've entitled this endeavor "Project 2020" with the dream of retiring from corporate America by the year 2020, when I turn 61.