You don’t necessarily need to have a full CapEx reserve stored up, but you need to have enough that if something major breaks (IE.

The location is great on a main thoroughfare next to big box stores and other high quality retail. 

To the original question- if your a "store it under your mattress" kind of investor then yes, having several rentals is probably too risky for you.

Oh and one more question,  on the HUD home store. what dose it mean when it says the bid is a Lottery ?

Welcome to BiggerPockets, @Antoine V.I used Home Depot store credit cards to fund my flips.

Commercial buildings warehouse, industrial, retail,office, etc. are all different.Sometimes rates per sq ft are listed and others not and you have to call them.

I'm assuming the post office but I know the private post offices and grocery stores sell them too.

Advanced thanks.PS when you make contractor bids, do you have all your materials from Home Depot (or store) picked out prior to meeting with the contractor, or do you discuss this during to see if they have inside discounts (though I understand this may bite me back in the end)?

I have had some issues with pets doing damage to cabinets in kitchens because food is stored there and they claw and damage them.

@Russell BrazilThat is the same 10% the low level managers are authorized to give out if people whine at their stores.