I have been a p/t investor for a few years, currently work full time in property management, and I am studying for my Oregon RE broker's license.

Some banks like M&T dont.Get secured cards through providers that allow you to increase your balance above the 5k mark, the 12k mark, and the 25k mark.

@Larry T., I don't see anything wrong with @Arthur Zaragoza's goal.

I've been a longtime lurker of BP and finally decided to fully commit to real estate investing.  

Some main reasons I have found amongst tenants are: poor credit, inability to save down payment, aversion to the commitment of buying and the responsibility it entails, ability to pick up and leave once lease is over without having to worry about selling first, and fear of being unable to properly maintain home and repairs (roof replacement, a/c and furnace issues, flooded basements, etc).Nada

Otherwise, you are committing fraud and could find yourself doing time in a federal prison.

@Phyllis JayWelcome to the vibrant BP community, where you will find like minded individuals committed to REI and also helping others succeed.Your time on this social media site will be well spent.You have taken the 1st step by announcing your readiness and commitment to embark on a REI career.Whether you pursue, wholesale, rehab & fIip or buy and hold it's up to you to decide.Below, are three links from the most popular REI niches, from which you can pick one or all.https://www.biggerpockets.com/renewsblog/2015/01/31/ultimate-beginners-guide-real-estate-wholesaling-2/ (Ultimate beginners guide to wholesaling)http://www.biggerpockets.com/renewsblog/2014/01/07/flipping-houses/ (step by step guide to flips)http://www.biggerpockets.com/renewsblog/2013/02/22/buying-rental-property/ (how to buy a rental property)The bottom line is that you must take action to start.

@Jason LeAs a private money lender myself, if anyone offered me a meager 6-12% for a 6+ month project Id openly laugh at them while shredding their paperwork.Russian T Notes pay 14%, are backed by 400B USD, and another 6Trillion in other currencies.REI is a major risk, especially in this market for flippers.

As a new investor I do not want to make a huge mistake and commit to deals that I cannot afford. 

cant wait t osee the after pictures. will be following this post...