I use regular credit cards and also have a card with Lowes where I get 6 months same as cash.Use the rent money to pay off the cards ASAP.

I am happy to buy lunch (or send an online gift card if distant), I'm pretty good with computers, coding, and business/system processes, I worked quite a bit as a laborer earlier in life so I'm happy to help with some cleanup/construction and have my own tools, and am also willing to throw down some cash if needed.

She pays by credit card and I repeatedly don't receive the rent by the first, usually the 5th-8th.

My mom added me on her credit card a while ago to make my credit score increase.  

CounteroffersIn the world of real estate negotiations, "counteroffers" are like the friendly back-and-forth you might have while making a trade in a card game.When someone wants to buy your house, they might make an offer.

To get this done, I went totally Dave Ramsey - paid cash, cut up cards, the whole bit.  

Parking is tricky too, so get there early, and don't forget to bring lots of business cards.

I may also collect rent on a credit card with 4% fee and let the credit card company worry about collecting from them.Additionally I like your point of collecting from them when they get paid; and I do that for one of my section 8 tenants and this seems to be working well.

Here my question:I am new to the forums but I've been stalking around for quite some time listing to the podcasts and questions etc..I'm currently broke. 21 years old BUT I have about $13,000s Line of credit from 2 credit cards with above average credit score.Im trying to fit the pieces of the Wholesaling process together so far I can understand this muchStart->mailing list -> get a potential good deal-> assignment contract-> find a buyer->add markup price->Buyer contract?

Great advice from @paul_timmins Dedicate a lot of time to study and learn , a little everyday will take you far Read the posts here in BP constantlyListen to the podcasts here in BPTake notes in a particular notebook or other place, this site is huge and at some point you will not remember were you read or hear it, so is good to have important things handyStart looking around your local area, for distressed houses, to have an idea of the market use resources like zillow.com,  realtor.com, home.com, homesnap.com, etc. those are free sites and you will understand the real prices looking at recent sales (less that 3 or 6 months and less than a quarter mile from the house you are studying) take notes in a log, focus in an area you understand, don't look all over the cityDon't fall for the "9,998$ special offer just for you but we need to close in 5 minutes" of the gurus and the after sell "guidances"Print some business cards, Meet people in your local Real Estate Investor associations, don't be shy, try to connect,  try to learn the ropes offering help to somebody, give value to them and probably they will help you and most of all be patient, this takes time