It rented out at $2,100/mo as of Dec 2023. 

It's why I like renting B-class stuff. 

Commercial requires the property to be livable (not subject to), usually a 95% to 100% occupancy ratio, DSCR (rents) at 1.25% or higher, PFS, Strong assets, 12-18 months reserves, Fico above 700, I have seen lower but rate will be higher and in most cases cause the DSCR ratio to be under 1.25%.If you own a primary you might be able to use an SBA type program but those are not great.

Would love any thoughts from you all about areas to try and buy or rent in.

Here's why:While rents have increased, the home values have increased even more.

I have 1 rental via house hack that we lived in for 2 years and slowly increased the value over the 2 years.

Expect total cost to be ~350K per duplex and bring in 3-3.2K/month rent.

Does that have increased risk?

Our plan was to rehab the house and rent it out.Here’s the background:My husband worked tirelessly, often putting in 14-hour days both at his regular job and on the property.

I'm looking at buying an 18-unit apartment building that's recently been renovated and hasn't been advertised for rent.