In its best year, 2023 it cash flowed $3,000 a month before increase in property tax and utilities have squandered it down to maybe $1,500. 

The coverage cost has increased dramatically in the past few years.Alabama has the second lowest property taxes in the nation behind Hawaii.

Policies like rent control, zoning restrictions, high taxes, lengthy permitting processes, and more reduce housing supply.

Where will you pay the least taxes.

A novice tax lien investor I had advised came to me one time and mentioned he worked for one of the national tax sale trainers.

After taxes I netted about 40,000 after about a year of work and management. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Are you asking this question for simplicity in paying loans monthly?

In this section, I want to emphasize the benefits of seller carry financing, share success stories where it enhanced the deal, and highlight the tax advantages of utilizing a 1031 exchange.Seller carry financing is a powerful tool that allows investors to purchase properties with flexible terms and minimal upfront capital.

Sure it will cost more and take longer but consider it the price of your education.Other than that your option as others have point out is to find the money to finish it off the books of the hard money lender, sell it or refi it and pay off the lender and move on.