But you can offer a "buy out" agreement to the tenant, and yes, 2 months' rent value is commonly seen.

Multifamily homes offer the possibility of the tenant paying part of your mortgage. 

They didn’t offer the DCRS loan when I did my three LTR refi’s though, hopefully they have gotten better.  

HUD recently accepted my offer on a single-family house, and my bid price is 25% less than the market value, making it a great deal.

So while I can't claim to speak for every financial institution out there, it's a very broad survey, finding an option not contained there might involve making quite a few phone calls.When I see 30 year fixed, 30 year amortization, 30 year maturity (basically, identical terms to a consumer-friendly kid-gloves home loan), which does in fact pop up if I specifically search for it, it's almost always at a rather high interest rate, and the borrower doesn't opt for it.

And I'm sure there's someone offering this in Gulf Shores specifically. 

I have a property I’m wanting to put an offer on but found out that will be being built in the next year or two! 

Consider that when you make an offer to your existing tenants.2- The price has to be very very attractive to your in park buyers. 

Check with your buyer's agent, they likely included a "contingent on financing" contingency in your offer and you would get your emd returned. 3.

This was my intention all along however I was hoping to wait it out a bit thinking we’ll see low 5s or high 4s very soon.