It's my understanding that commercial loans generally require 1.25 DSC, and as someone that recently entered REI in 2018, a lot of the duplex and SFH don't meet the commercial lending requirement because the large metro markets appreciated faster than rent in the last 4 years in an rising interest rate environment.What are some other options that I could do to remove the rental loans off my credit records?

Anyone know of a lender that can lend in Luzerne County and is able to help with the delayed financing exemption to refi a multi? 

Do you struggle to find lending?  

Maybe a portfolio lender (like some of the rental loans from private money lenders you can find on BP) would be a better way to get over the DTI issue than institutional commercial financing. 3.

Hello, so I'm currently lending to another investor using my LLC.

I picked 3 cities visited all 3 and made a decision..Do a google search on Milken Institutes Best Performing Cities 2018, it will have good info that might help with your research..Best of Luck

Hello all,I wanted to know what rates and terms that people are seeing from subprime lenders for multifamily acquisition?Thank you for sharing!

Lending rules change all the time.

Subprime lending for auto is at its highest points.

Check federal and state laws on lending and licensing.