Three years later appreciation has given me an additional $70,000 in equity, my tenants have paid down my debt $10,000 on top of that.

If you find yourself tempted to purchase additional levels of training remember that the "special, limited, early-bird, one-time" offer is going to be heavily discounted by the end of the seminar. 

(search her posts here on BP, look up her personal website/blog for the success story.Or here's three successes I enjoyed reading about...using BRRRR (Two did it solo as couples, One admittedly used a partner).....see if you get additional inspiration from their success of @Joshua D. , @William Collins and @Austin Fruechting did in 5, 2.5 years and 7 years, respectively, buy using BRRRR (Austin was also featured in BP Podcast #239)https://www.biggerpockets.com/forums/223/topics/459415-500k-net-worth-in-5-years-im-30-today?

I am in the midst of a mostly cosmetic rehab but with the addition of a new hvac system.

The insurance names the city as an additional insured.

Invest it in a syndicated apartment deal, and you might get a 6% preferred return ($5,000 per month) plus 2/3 of the additional profits, plus all those lovely tax write offs, plus another big kick when the property sells.

I need a small $100K loan for additional cost.

Additionally, the fire suppression system will need to be maintained and signed off every two years.

Feel free to message me here on BP for additional info.

Not a huge deal because I probably won't be selling it.Option #2:  Use the $33k HELOC I currently have and get an additional business line of credit or hard money load at a higher interest rate.