I am 35 and the owner of a 1000sqft 2 bed 1 bath starter home that I bought for 150,000k in 2020 at 2.75% interest rate. 

Taxing about 10-15% of gross income at a rate of 10-15% results in an effective tax rate much less than the topline 37% that can apply to UBIT exposed transactions.  

The housing market in Corpus has cooled since last year when interest rates spiked.

Mortgage rates just dropped a little bit in the last two weeks also. 

@Michael Mainini you have options and renting could be a good choice if your interest rate is low.

I recently cold called a list of approximately 500 pre-foreclosure properties and had a much lower answer rate than I normally have.

With these interest rates, if you can find a house hack situation that you are paying the same, slightly less, or I'd argue even slightly more, then I think it can be worth it for these reasons.1) You will get to live in your preferred location.

Everything was going fine until he realized he couldn't refinance in this current interest rate environment.

@Eryn GarciaInvesting in student rentals can be a lucrative strategy, but it comes with its own set of pros and cons.Pros:High Demand: College towns typically have a consistent demand for rental properties, ensuring steady occupancy rates.

The benefits on the lending side are huge--lower rates and much lower down payment requirements.