I've called through at least a dozen banks and credit unions - and so far PenFed is the only place I've found, but their rates for non-owner-occupied are significantly higher.

This product is suitable if it exists in your state; however, you have to have 720 credit score well at least here in the states of MD.

Well, the only good news I can bring to this thread is that real estate probably has the lowest barrier to entry of any form of investing that'll get you "1%er" like tax breaks. 1031 exchanges.Capital gains exclusion on selling a primary residence that has appreciated in value.Mortgage credit certificates.

As long as you have good credit and your income can support it (DTI) go to a local bank for financing.

So raising money via other people and using other means of leverage like bank loans and credit cards are the other thoughts that come to mind.

You are on the right track!

My credit and income are solid.

A good turnkey company will have a high (and consistently tracked) occupancy rate and other good performance metrics so doing your due diligence when selecting a partner will go a long way to mitigating these risks.

(I will be taking 9-12 credit hours a semester for the next four semesters).

Lou said that if you don’t generate leads to produce people who might need credit repair, maybe you run across someone randomly and can refer them to us (The Hare’s and myself).