Often a credit union.

Again, you would have to consider your accessibility to cash, credit, short-term goals and long-term goals before determining the best strategy for you.Best of luck to you!

We are professional property managers, we have a long successful history of buy and hold investing, we have great credit and sufficient income.

Working with a local credit union.

Any tips or leads?

I was also looking into something like the Wells Fargo business Equity Line Of Credit.

Approval is also based off of your credit score, so make sure your score is up to par and you've done all your research on which financial institution you plan to go with.

I can get a line of credit to start somewhere between 27-30k my private banker told me.

Or to ignore the hassle of a FHA 203k or construction loan, you could conventionally finance the house, put your 20% down, then finance the renovation by other means--credit cards, personal loan, car loan if you have equity, private money from a relative?

At this moment I have bad credit, 50k in a 401k and an oil field job in west TX.