I was going to combine several loans through one mortgage refinance on the current house I reside in.

., so it could be one or a combination of them.

I live in Fairfield California (which was ranked 8th biggest decline in prices when combined with Vallejo).

I think if you can invest in an area which is dramatically lower in price than the bubble top, has fundamentals for future growth, and can cash flow...that would be a very good combination.

Does this mean that the total gross monthly rent from both units combined is $1,500?

Combine that with a good inspector and you are good to go.

What they do is take the top 5% earners in the field that make gross over 100k a year and combine those with the few making 40k and the many part-timers or full timers who make 20k or below (which is the majority).The reality is 85% of new agents are out of the business within 1 year.Of the 15% that remain another 75% of those are out of the business after 3 to 5 years.It is one of the most toughest and demanding fields out there to be successful in the marketplace.

I think I would combine the strategies in your case.

If you can combine your walk through with an appraiser friend or something, that would be an awesome opportunity but also more difficult to explain to the tenant.Good Luck!!

412i, you can have an indexed annuity linked to market gains without any of the negatives of investing in the market (some indexed annuities are bonusing 5-10%) with a combination of permanent whole life insurance that you can take streams of income from.Here are some great items about this plan Something to think about...