Quote from @Yates Harris: Yes, you are overthinking it.Insurance companies are in the business of making money.

There are several companies out there that have catered specifically to FSBO's, like Help-U-Sell.  

Investing out of state can be done easily as long as you align yourself with the right company.

Also allows me to have a placement company to deal with tenant headaches. 

Shortly after I was advised by the utility company that there was an issue with my water that is indicating there is a massive leak.

I know not all title companies are created equal and that few will close on a deal at a certain price point or do what's necessary to clear title on messy title deals.

Have it held in escrow by the title company or an attorney.

First time dealing with a title company.

Some credit providers charge $50, some charge $200 and you don't have control over this unfortunately.Title fees: since you are purchasing, you probably didn't choose the title company, however this can be negotiated when you submit your offer.

Multiple, billion dollar companies are investing investing heavy in our area, such as Intel, Google, and Amazon.