@Austin Marvel for an accountant check with Tripp Newsome in Lexington at Newsome and Associates.

We don't get a ton of subzero temps here in Southern PA but it has been around 15-20 degrees F, and no problems so far.

Would you recommend becoming a Redfin associate agent starting out?

If going the rental route, consider joining CAA (California Apartment Association) for forms and up to date information regarding landlord/tenant laws.

You can buy houses with credit cards, but have to convert the money into cash, which costs many percentage points (unless you have a special offer from the specific CC), but once you convert to cash, you lose the points associated with spending the money.However, I do run all of my rehab projects through credit cards, and frequently have tens of thousands of dollars running through those little puppies.

I've never had a good experience dealing with anything tied to an association long-term.

Not saying its not possible but the majority of people I see doing it in this area (especially in the new buildings) are not necessarily keeping in line with their associations rules.

So, ideally that would be a cash-out refinance of your personal home to the highest LTV you can get on a conventional loan and then moving to a home that has an investment play associated with it (a house-hack or something else). 

@Vanessa Ch - recommend that you connect with a lawyer, the SF tenant/landlord hotline, or the SFAA (san fran apartment association) to confirm ... too much incorrect information out there by folks who aren't lawyers or vetted.

Successful people are capable of running businesses and writing books, mastering languages, mentoring others, volunteering for charities, and many other tasks not directly associated with their business.