If they are highly regarded locally, you can speak to other investors who have done business with them.  

Speak with other lenders.  

While I was speaking with my personal bank, they said they could offer better rates in the form of a traditional mortgage, but would cap my lending amount at a 43% debt to income ratio.My goal is to leverage my money as much as possible to maximize my buying power. 

He is great person to speak with. 

It is most likely similar in other cities, but especially in Philly, a block or two, even within the same zip code, can make a humungous difference...in rental income, in vacancy rates, in "buying right"I keep my "ears to the ground", so to speak, by working closely with realtors, wholesalers, and property managers in various areas/neighborhoods to see where and how things are moving. 

Lynn, correct.. but speaking of filing a civil suit if it were to go to trail how much do you think I can expect to pay?

If you bought it "as is" then, generally speaking, the contents are yours.

I have been speaking with someone else investing in Bucharest.  

I can't speak for everyone but in my opinion thats moving pretty fast and, unless you have a ton of cash, would be nearly impossible without you taking on debt.

In 2013, I finally came to the conclusion that I needed to cut my losses.After speaking to my realtor and CPA, I sold the rental in a short sale.