They have illegitimate kids by multiple men; they drink too much and do drugs; they drop out of high school in favor of being a petty criminal; they are too lazy to work; they have to use one hand to hold their pants up as they walk down the street, etc.

The Fed's standard makes more sense - apply appraisal standard to all involved in the real estate transaction without favoring one origination channel over another.

The macro-trend is in your favor.

As a favor to them, just ask, are they aware of the consequences of not living up to the lease terms as they agreed to?

It simply provides a threshold that allows small, 'one-time' development activities to use simpler and more favorable tax rules than those which apply to the 'professionals'.Scott, a determination of "intent" usually comes down to actions and documentation.

There is a local forum and one topic is "Businesses we want in our neighborhood" - It is overwhelmingly in favor of the following: Gym, More Restaurants (non-bar), liquor store, grocery store, etc...

Also, what kind of proof of funds will banks generally accept and favor (hard money letter, bank statement, etc)?

I think until we come to terms w/ that and satisfy him that favor we won't end this charade here.

Name one county judge that would rule against his constituency in favor of the Chinese and hope to win his reelection?

Because of their financial foresight, they were able to create a system that has fueled our growth as the world's super power for the past century.To the contrary, I think they did us a favor.