They have a big portfolio of lenders and more than 4000 programs.

They can be easily jimmied, a window can be cut or broken, you leave the windows open for ventilation, your kid forgets to activate the lock on the way out the door, you change locks but forget to change the garage door code that's programmed to the previous renter's car, etc. 

I knew I'd rather pay someone or pay for a course than follow that course all the way through rather than taking bits and pieces of lots of programs (which wouldn't be a bad thing to do...just depends on your style). 

One way that may work for you is through FHA's 203K program. 

*Absentee owner, no marketing, no credit card options, no drop-off service, no web presence. 

For local banks/credit unions that *could* if they wanted to they don't because that deal is typically too complex for them to want to create a loan program.   

What are your thoughts on first time home buyer program?

It is called a 401K ROBS program. 

Feddie Mac has the small balance loan program, but I believe it starts at 1m, so depending on how much you put down, you may qualify.https://mf.freddiemac.com/docs...

Propstream is a great web-based software that provides lists with property owners names and information.