Or offer more - perhaps as much as 100K.I am sick with this mortgage company because of several issues ive had with this transaction and if I could cut them right out of the equation, I'd love to.

You could simply extend the time period to satisfy your needs. 

The income I earn from originating loans is what I would like to use to invest in real estate whether it be for down payment/closing costs/rehab or simply to buy cash not sure yet.

They simply confirm what the lease says. 

@Nicole Candelario thank you very much for the advice, I have a partner that was working for this company name bright prospect, they basically help students with college but he quit like a month and like 2 weeks ago, give or take but now he’s running Uber and now dedicating his time to real estate.If I co-sign with him on a quad MF property and he live in one unit and I live in one and we rented out the other 2, even if we don’t make Cashflow but cut even then that’s fine cause every other income we get would help towards our Real Estate endeavors, do you think an idea like that would qualify us for an FHA loan.

I am not a lawyer...repeat I am not a lawyer, but depending on the circumstances and your relationship to your partner(s) you may be able to simply collect funds without forming a syndication.

I know agents have relationships with buyers where they simply tell them every "good deal"?

The income I earn from originating loans is what I would like to use to invest in real estate whether it be for down payment/closing costs/rehab or simply to buy cash not sure yet. 

What are the odds you'll sell to an owner who might fall in love and pay a premium and not an investor who will try to cut a deal?

So i feel like I will be taking a temporary pay cut to get back almost 50% of my time.