Wow, this IS clever yet simple.I've heard of gadgets being put on card swipes at gas stations that capture your CC info but this is too simple if the thief is willing to hang around and play "good samaritan".Wonder why they call it the "Lebanese" loop?

Pats line will have to play the game of their lives to keep it close.As to the Falcons and Cards fans... try being a Vikings fan some time, then we can talk about pain...

There are options, you just have to put in the legwork.Step 1 is to stop playing the victim card.

Let’s say for example I own a hotdog stand can I advertise for another business and hand out business cards?

Do like @NetworthRealty does with a deck of cards and highest one wins? 

I highly recommend you bring your utilization down from 4% and work your way down to 2.5% (make sure your payment is submitted 2 days before your credit card company's statement date).I've seen 680s jump to 750 within 3 months.If you have debt it is best to hire an attorney to deal with it or fight the debt yourself and require a written email stating they will remove the inquiry from your credit report after you have paid X% of the debt you owe (you can usually settle for a huge discount).

They were talking about sending gift cards around Christmas, etc.

When you’re starting out, especially when you’re starting out, you should have a clear idea of what the financing will look like.Oh, and if I call someone like a lender and ask a dozen questions, I immediately follow up by sending a $10 gift card (usually Starbucks) and thank them for their time.

I use regular credit cards and also have a card with Lowes where I get 6 months same as cash.Use the rent money to pay off the cards ASAP.

I am happy to buy lunch (or send an online gift card if distant), I'm pretty good with computers, coding, and business/system processes, I worked quite a bit as a laborer earlier in life so I'm happy to help with some cleanup/construction and have my own tools, and am also willing to throw down some cash if needed.