I have a duplex that I rent now and am looking to sell as there aren't many if any reputable management companies around.

Over the years, that area of ATL has earned it's sordid reputation.

Indeed, the RHA web site "Sample HAP Contract" link points to a PDF form for HUD-52641.

Your reputation is more at risk working with investors than some bank, banks don't describe failures to others like investors might in the grapevine.

At the least that $175 is harm it doesn't have to have a bunch of zeros behind it.Shame on her giving good LO's bad reputations.  

As much as I would love to trust everyone in these forums we would want to verify their reputations with other professionals in their respective areas but don't know how to go about doing that. 

Check out the material cost on web sites like Home Depot.

I also checked my local credit union web site, today's rate for HELOC is around 8% meanwhile couple months ago it was 4.25%. 

how can someone do such a thing that and hurt their integrity and reputation??"

A hard money lender is a private lending company that charges points and may get their funds from investors.”Nevertheless, the lending companies which many real estate investors refer to as “hard money lenders” will frequently refer to themselves as a “private lender” or a “private money lender.”Several private lending companies I deal with do not like to be associated with the term “hard money” because they feel it has a bad connotation and makes them seem unethical or having extremely high pricing.But here are some of the benefits of doing business with a private lending company instead of an individual: More Qualified, More Consistent, never runs out of money, Reputation, Legal Compliance, Easy to Find, Better Pricing.There are some benefits to borrowing from an individual investor: May offer higher leverage, may consider a joint venture or equity position, several don’t charge points (origination fees).