We've generally been able to reduce heating oil consumption 40-50% once we buy a building (you have personally been the beneficiary of two of these instances, haha!).

Hi Tyson, one thing to consider is to what degree these expenses can be reduced - not saying they are high, as I don't know what they run for a comparable property in your market, but the utilities would be a concern (what that is exactly), taxes are decided by locality/state but get the number obviously from landlord themselves.

I didn't get into it too much, but the point is dig a little deeper because I believe you may be stuck holding the asset longer than you normally would want to until you can reduce the price. 

Frankly, the long term capital gain tax has reduced a great deal this year by Trump.

Now, in '18 with 1 rental, he says 62 yoa in '19, if no earned income (to avoid tax on SSA.

., condition and lack of needed cap ex.)The seller had reduced the price once from their initial November listing. 

Because if she's not, and you press on anyway, especially if you quit your job and place full income-earning responsibilities for the family on her, your marriage can easily become a dumpster fire.

I currently don't have any income and I'm wondering if its realistic to pursue wholesaling to bring in some extra income so I can reduce the amount of student loans I need to take.

It sounds like a good idea for us to start from fresh, level out our house, rebuild with townhomes, sell, take our earnings and really start investing with a larger amount of money. 

So I cannot reduce my monthly payments ...