But lock in your fixed rate mortgages, and the Mortgage Debt Service remains the exact same.Win-Win.

Commercial real estate if not paying cash you look at spread between debt and cap rate.

A few people have been telling me it can be considered illegal if I don’t intend to take possession of the property.

As of right now it will take me three years to pay off my current debt.

It will be a major plus as a investor long term to have a solid high paying job.Save every extra penny going forward and after you pay off all student debt start planning to invest.

My plan is to stay debt free through college, and save what I can.

@Bjorn Ahlblad great thanks, doesn’t this make it hard to find a cash flowing property that can pay both debt services?

@Edison Reis I find it strange that less than 10% say homeownership is a goal, but almost 40% own their home.... my take is that they are starting later, mostly due to student loan debt.

What I mean is, if you don't bring any cash to the table initially, then there's no cash to get at later, unless you wait a while as you pay of debt and (hopefully) see some appreciation.No reason this can't be done with at a LLC.

High Net Worth individuals and companies do not like debt.