.- Assuming you can pass the FHA self sufficiency test (very hard now with rates where they are, the new 5% down programs are probably a better option) you would have send a letter to your lender stating you would live in one of the units that makes up the zoning certification (legal units) for the building.

Money down the road from a historically steady 10% increase in stocks that you will pay taxes on to collect, or immediate cash flow with tax advantages and an annual appreciation of 3-5%.Feel free to dm me if you would like to chat more on the subject 

My friend is going to supply the money for the down payment.

I broke them down into 2 charts, total unsold and unsold by property class (SFH, Condo, Townhouse).The month of April had more unsold properties than any other month for the past 7 years.

There is an exact replica unit down the street higher (marketed well) and another listed for lower (marketed poorly) Both about $65 higher and lower.

Try to narrow down your options to the top 3-4.

As of this moment, I don't have any plans to head north.

Fico Scores can drop fast when a person starts to open and take out multiple LOC's and mortgages which is considered "Excessive tradelines" based on your DTI.Helocs are great for quick renovations or repairs and should be used and paid off or down quickly.

You can also arrange to get the materials yourself and shop around for better pricing, which can help keep costs down.

Oops I feel like there's so much to do, but once I get lazy and lays down, there goes my whole day scrolling on tiktok lol...