I am in the process of purchasing 3 properties all right next two each other. 1 multifamily and 2 commercial office space of which we plan on using a significant portion of for our medical practice.

Being aware of not biting off too much at one time is a skill, and it seems you have it.Real estate is all about incremental wins and, maybe most importantly, staying sane and JOYFUL while doing it!

I earned good money as a server and simply used it to go on my next adventure and that was all I really needed.

It's fantastic to hear that you're taking the leap into becoming a long-distance landlord.

I have done everything within legal bounds correctly and have all the evidence to defend the deductions. 

First all together.

And to me, if you're paying more than 75% LTV (all in - purchase plus rehab) than you're not doing it the right way.  

So if I transfered all of it into a rollover ira, then I could use the entire amount I have currently as tax-free towards a first time buyer loan?

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

This is a great place to learn and to connect with people so take advantage of all the great resources.