Last week she came back from a family emergency, and I told her prior to traveling to keep her heat on. 

Not overlooking the 100% returns of 401k matches where available, and tax-free-growth-and-upon-withdrawal/principal-out-penalty-free-emergency-fund aspects of Roths are missed by too many.

Many first time investors emerging into the scene won't buy anything for years to come or ever, so realtors tend not to take them seriously.

Does the lease allow you to access with 24 hours notice or for emergency purposes?

I had been assisting  with financial matters for nearly three years, and I am her agent-in-fact/attorney-in-fact under a Durable Power of Attorney.When she was recently hospitalized and found to be lacking capacity, a sister-in-law appeared and managed to convince the Probate Court to appoint her as my cousin's (emergency)Temporary Guardian and (emergency)Temporary Conservator. 

I was thinking of putting $1k in WLI, $1k in emergency savings, and $1k in other investments.

If cash is a concern, make sure you have some set aside for personal emergencies. 

(Partner was backpacking Asia prior for quite some time lol)I am able to get approved based off my income by myself, but I only have about 40K liquidity I'd like to put toward this deal, so that I have an okay cash cushion in case of emergency in my life. 

(Partner was backpacking Asia prior for quite some time lol)I am able to get approved based off my income by myself, but I only have about 40K liquidity I'd like to put toward this deal, so that I have an okay cash cushion in case of emergency in my life.

I’ve ran the numbers on two separate properties and taken numerous things into account from broken water heaters to selling the house and how much I would make overall , and how much I should save should an emergency happen.