What it does sound like if there are a lot of delinquencies for the HOA I would ask the board for the budget and what is the current amount unpaid / outstanding and what are they doing about it.In the long run if it continues to be poorly run you will be better off moving to another place

According to the Toll Brothers CEO, Douglass Yearley, 90% of outstanding mortgages in the United States are under 5%.

So when a great LO with a great team plugs into that phenomenal operations back-end, you get pretty damned good results (with THAT LO and their team, and them only), even if the SLMB overall produces bad client experiences (due to their "average" consumer-facing LOs being bad). 

Based on the 75% ltv rules the bank has, I believe the net cash out will be 70k at the cost of me having to pay an extra $150/mo to cover the new monthly payment.I plan to apply this 70k towards the outstanding loan on my primary home which is currently 700k.

This puts you at a disadvantage as you will be competing with other buyers who can close faster.The concept of 203K loans is outstanding.

@James York Assuming she has an outstanding balance, yes, you can withhold her security deposit to cover the outstanding balance.

OR you pay him an administrative fee and then you pay for 100% of everything else.The second technique can get really damn cumbersome for both you and the GC.

Especially the last 5 months have been outstanding for 2019/2020.About 10 years ago I went part-time but that really has not worked as most weeks I am very close to 40 hours and occasionally over 40 hours (working part-time - LOL). 

I did search Oakwood once, but it was so damn expensive for a month I didn't look long.If you have 3 units, I'd suggest keeping at least 1 as a 2-3 night minimum Airbnb or VRBO, just to pay bills, then market one as furnished rental on CL or some other platform.

The cap rates are low because historically the ROI has been outstanding.