You could get an FHA loan of 3.5% down (you can put that on a credit card or line or credit).You could do a joint venture with someone who has money.

Do you plan on using some sort of accounting software to keep track of income and expenses?

Because I owned the duplex for less than 6 months, the credit union I went to originally would not give me a loan (they only offered me an expensive line of credit).

I have a property I'll have title to and close this month what are the guidelines for getting a line of credit on the property?

I've called through at least a dozen banks and credit unions - and so far PenFed is the only place I've found, but their rates for non-owner-occupied are significantly higher.

This product is suitable if it exists in your state; however, you have to have 720 credit score well at least here in the states of MD.

Well, the only good news I can bring to this thread is that real estate probably has the lowest barrier to entry of any form of investing that'll get you "1%er" like tax breaks. 1031 exchanges.Capital gains exclusion on selling a primary residence that has appreciated in value.Mortgage credit certificates.

As long as you have good credit and your income can support it (DTI) go to a local bank for financing.

So raising money via other people and using other means of leverage like bank loans and credit cards are the other thoughts that come to mind.

You are on the right track!