Like when you go to a bank and they charge you a mortgage doc fee.  

Can that be broken down into 2 separate conventional loans?

Conventional loans require as low as 5% down depending on your credit score and other factors.

There are conventional loans or FHA loans that could allow you to move into a home for less than a 4% down payment.

Conventional financing for buy & hold, etc.

Being that it is owner financing, my plan is to refinance it into conventional as soon as i can while avoiding PMI. 

Annie is a nationally sought-after speaker who combines her mastery of poker with a study of the cognitive sciences in a truly unique and brilliant way.In this show, you’ll have your mind blown by Annie’s insights regarding following conventional wisdom (even if it doesn’t make sense), focusing too much on the results (and not enough on the right choice), and accepting a level of uncertainty to gain a HUGE advantage over your competition.

It's all about numbers.I haven't done AirBnB but from what I've gathered, people either do the cleaning and such themselves, or they have a go-to housecleaner to do it each time, or some companies specifically manage AirBnBs and charge a management fee to keep everything where it needs to be.

DHM from what they say will give you a lot of leverage although from what others have posted about rates they are the very highest in the industry and for sure if they are going to risk begineers with little to no money into the deals that's what they can command.they also charge 3k for their study guides which used to be mandatory but from what we are hearing on BP its now optional.. here are some regional lenders that are for real.lendinghomevisioConventusLima oneLending oneand then you will have local lenders I like to go local when I can but I have done business with all but lending one .. and they all have their pluses and minuses..

I charge the tenants for their utilities.