Also, stress test the deals more than you might have a few years ago with different scenarios to see if the deal is still a deal. 

Just want to know what kind of lenders I should be targeting while acquiring, to have my ducks in a row to be able to have a smooth refinance process, and not get bottle-necked.

I run the numbers and make offers quickly to test for responses like this.

@Ryan Fox With all properties prior to purchase you do inspections and test mechanical. 

I haven't posted my entire business model because I just wanted to share that I purchased something, but this is the beta test and if it does well it's scalable. 

Here's what we've thought of doing (not real estate related though): Raising small-medium livestock, farming herbs and veggies, building a grow house to farm year round, growing microgreens (currently testing), raising chickens (currently doing), starting a u-pick farm (currently considering), building the property out for farm/homestead tours (this is coordinated year round by our county)...Obviously none of these are real estate related, but just ways we though to utilize the land.

The stress test had made things very difficult to get money even something as simple as a HELOC.

If they can't answer all the questions give them the list and kindly ask them to get you the answers you want.When I bought my first multi-family (4-plex) the PM and the owner (two different people) collectively answered pretty much all the questions I had (and I had a lot of questions as I was new to real estate).Aside from the obvious (rents) I also ask how long each tenant has lived there, as well as what needs repaired (it's more of a test - when that question is answered honestly I'm more likely to trust).

A tax question (that reads like a test question, but it's really not that complicated).Do any Tax Experts want to weigh in on this potential investor question?

I worry about getting phone calls at 3 am when I have a test that day.