Tips for a young guy trying to make it

[Hunter McCook]

so Im 22. I live in Georgia. I recently graduated college and got a entry level job. I make around 48k a year working full time (40 hours a week). I have a 401k I invest 7% in and my company matches 5.1%. I also have a Roth IRA I invest 5% in. Im in about 3k worth of debt but not in a rush to pay it off because its a 0% apr loan. I inherited a house Zillow estimates it to be worth around 74k. I am suppose to be getting that transferred into my name at some point in time. I currently have around 19k saved up since I started my job. I parked some of the cash into a high yield savings account so it gains more interest than normal. My goal is to become a millionaire. In July I'm moving up with the company to become an apprentice which makes 28 dollars an hour and once I become a journeyman (could take up to 2 years) I will be making 40 an hour. I have googled side gigs and nothing seems to be something I could do or really have the skillset for such as web designing or anything of that nature. I also looked into trying to get in on a business as a silent partner but again I had no idea how to do that. The only thing I can think of real estate. I even read about private lending to people but I have no idea how to do that. I am always googling about rental properties and have an idea of what a deal that could work would look like in my area. I have also been googling about leveraging and the risk you take but the greater the risk is a better reward. I also read about putting down less on each property is better than putting a higher percent down on one property. The only thing is I always read about 20% down payment is required if you don't plan on making it your primary residence so how can someone leverage the 20% into 2 or 3 properties versus one? One thing I worry about is getting into rentals while I'm in school being an apprentice. I worry about getting phone calls at 3 am when I have a test that day. Im posting on this forum today to get some advice from someone with experience and what would you do if you were in my shoes whether that be real estate advice or any advice in general. Thanks a lot and I appreciate anyone who took the time to read this.