Do either of you have money in a 401k, IRA, etc or any other investment instrument that you can pull out for the down payment?

The bank person listed as trustee on the original deed of trust (assuming this property used a D-T as security instrument) would be the person with the answer... more so than the local banker, who is still important for approving the deal.

The various loan payments are automated, so it's not really a thing to deal with.   

RaiI have an automated investment duplex search on the Indianapolis MLS that I’d be happy to set you up on.

It's a learning curve to figure out the system, but once you do the process of onboarding tenants a few times and see how the reporting and rent collections work, it's pretty smooth and automated. 

Here’s a thread all about software and automation.

I think you must always be thinking about growth but be smart about it.1) If your business model is working, ensure that you can automate as many steps of it as possible.2) Whatever cannot be automated, delegate to others.

A cross collaterized mortgage, (encumbrance of two or more properties under a single instrument set) is not a conventional structure.  

Supposedly you can get "automated homeowner appointments" with this product.

I want to automate the screening process so that a company answers the phone and screens the tenants.