If you know this and just try to take a pause before reacting, the results in life and investing will be drastically different.One big thing I changed in my life was this: I used to love hammering someone in an email response, but it never led to anything other than more emails.

@Anne KimbleThey’ve been great to work with, so far so good!

Anyone recommend any heloc providers that work in west palm beach area?

You'll be able to take out half of your vested balance though, so not a ton.If you liquidate it, you're going to have to pay 10% (assuming you're under 50 years old) + taxes owed if it's pre-tax.So maybe a combination of the two using a HELOC on the equity.Is the 401k in the Roth portion by any chance?

It’s a big leap going from military life to civvy life, and it sounds like you’ve got a solid game plan. 

One has needed about $60,000 in work but will be a power house when I go to BRRRR it around December.

What’s worked for you, and how do you make the call between flipping or holding?

I know he has done a lot of quiet title work. 

This could be done through a "subject-to" deal, where the buyer takes over payments on your existing mortgage while you provide financing for the remaining balance.

Yes @Michael Smythe I was planning on but I also have a small room in NYC (where I work) so the days I don’t want to drive I would stay here and go back to PA weekends but I spoke to a lender and said I would not qualify for that since it’s a bit far from my job and they might think I’m doing mortgage fraud it’s just complicated so she recommends just doing a conventional loan with 15-20% down payment and use it as an investment property Which at that point I’m not sure if it’s worth it.