When pursuing a passive income strategy, many investors are merely creating cash flow off a property worth the price it was bought for.Top-grade tenants: If a property has been properly rehabbed to meet consumer standards in a specific market, it will most likely attract great tenants.

If you were a bank and borrowed a bunch of money at 0% in 2020/2021, the rate has gone up each time CNN told you that rates have gone up.In real terms, consumer mortgages for example right now are in fact the actual free money.Real interest rate = rate - inflation (google "real interest rate" for lots of results with the exact same formula)2020: 3% minus 1.4% = 1.6%2022: 5.5% minus 8.5% = -3% 

Since these loans are "business purpose" and not consumer, the licensing is much less stringent and its easy for lenders to lend in nearly all states

It's better than taking the money and blowing it on consumer goods like a new BMW lease lol.

By raising interest rates they are trying to decrease consumer spending, since there is so much pent up demand.

I do not have any contracts with companies, just going straight to consumers.

Don't let these issues consume you and halt your decision.

A word of advise would be to think like an investor and not like a consumer on this.

Aren't evictions challenging and time consuming?

Lower consumer confidence leads to less people selling.