While it is true the lender feels warm and fuzzy with the consistent income of a W2, there are other ways to secure conventional financing as long as you can show a track record of consistent income.  

Purchase price: $197,500 Cash invested: $100,000 5 bedroom, 3 bath "reverse salt box" located in the heart of the White Mountains in Thornton, New Hampshire.

Physical asset investing isn't for the faint of heart.

Worse, I had virtually no money, no equity, and a wife who almost had a heart attack at the prospect of me leaving a job that helped us a lot but that I hated with a passion. 

You're a middle school teacher and probably a really kind hearted guy that just wants to add some financial stability to your family.

They even in their heart of hearts really want to, and really try, to leave a place "move-in ready" for the next person.

The just want a place to sleep and a warm me, and since I work in the suburbs it won't affect me.

Lending on new condo developments is not for the faint of heart! 

We get this problem all the time when the warm water flows downward and causes the steam and smelly odor to rise.One of the most-common odor problems in bathroom is the overflow holes in bathroom sinks fill up with slimy crap and when using warm water the odor rises and is horrible.

Typical basic trouble shooting is to inspect all connections, look for loose connections and oxidization, any warm receptacle plates or light switches, smells of melting wire or plastic, signs of burning/arcing/overheating such as blackened areas around receptacle boxes or anywhere there’s a connection, or flickering lights not associated with the bulb not being screwed in tightly.