I tend to be ultra safe. 

With everything brand new maintenance should be ultra low for the initial decade or so.

Given todays ultra low interest rates, it is not financially wise to pay down debt.

@Jim Cummings ARV is closer to $320K as per my agent but I wanted to be ultra conservative on my numbers.

The duplex has 2 units each with 1 car garage, 2 bedrooms, 2 bathrooms and 2 dens and they are ultra upgraded.This investment property you have 2 options.1.

loan program just for ultra special eligible first time buyers just like you.

Andrew, The market for College Rentals in Worcester is Fierce and ultra competitive. 

San Antonio is ultra competitive right now so you have to be fast on the multi-families. 

., $50k+ over asking on homes in the $200s & $300s), fully waive their appraisal contingency, and be ultra-aggressive on all other contract terms.

Yeah Portland used to be that quaint as well .. that was until BLM starter their rallies and then Antifia high jacked them and made them very violent with huge amount of violence and window smashing.. what was walkable downtown is half boarded and when the nice people left the homeless replaced them.. its a sad situation.. so at least your fine city did not get screwed up like Portland and Seattle.. in this area rent control and other new rules that were passed by the ultra liberal have landlords rethinking the whole concept.