It simplifies the process since Zillow handles credit, income, and background checks for a small fee paid by the applicant.Background Check Services: If you prefer not to use Zillow, consider using services like MySmartMove or RentSpree.

Once you have a deal they will guide you through the process and even help you attain the funding with out coming out of pocket or using your personal credit.

In neighborhoods that won't attract high credit score tenants, I've found that a stable job history with a MINIMUM of 1 year at current or previous job to be the best indicator of a great tenant. 

Fico while they will look these are not credit score driven loans like those buying rental houses or houses to live in...

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Thats your bonafides to being able to do future deals.As mentioned above, keep your credit perfect.

For me as well as the seller.First, you have to define Sub to financing.Do you mean the reckless kind where you overpay for a property, take over the financing and borrow from others to cover closing costs and holding costs when you have no money, no credit, no income, no reserves and can't tell a warranty deed from a deed of trust and you close on the kitchen counteror do you meanbuying below market value, already having a nice income, having reserves, using escrow and title, already understanding the due on sale clause, have done a lot of creative purchases and know when to use and when not to use creative finance and how to recover if something goes amiss?

The mortgage will also stay on the seller's credit which might create an issue when/if they try to purchase another property.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?