See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

The breakdown of the economy and the next ten years was fantastic, with graphs, charts, and data for the nerds like me.

Together they are 0.92 acre, which is a nice size. 

Your focus should be on growing a profitable and sustainable business, and rarely does this correlate in anyway to the size portfolio you can grow  as quickly as possible.Before you concern yourself with your partnership agreement you should revisit your investment thesis and strategy. 

Also, our property is 10x the size of most in the city at 1.75 acres.

The bigger and more diverse your business, the more cumbersome managing multiple policies can become.Administrative Burden: If managing multiple policies is consuming too much time or resources, consolidating may be a way to streamline operations and reduce the workload on your team.Negotiating Leverage: When your business reaches a certain size, you may have enough premium volume to negotiate better terms by consolidating with a single carrier.Final ThoughtsConsolidating your insurance portfolio into a scheduled program can offer significant advantages in terms of cost, simplicity, and risk management.

If you do STR, size doesn't matter *as much* as MTR or especially LTR.

One size does not fit all.Just keep in mind that between now and Oct 15 we're all extremely busy.

You'll get mom and pops that still think it's 4% or 5% regardless of deal size, but that's a lot more rare these days.

-We`ve said before that we are okay with smaller breeds dogs, and as to medium and larger size dogs, it will be up to the case/ open for considerations.