I'm very certain I've had more students or given instructions to more people than any private music teacher, I know that as my father was a music teacher when I was a kid.I think you just said those who have a gift for teaching others can do so much better with experience in the subject, that's what I was saying as well.Perhaps the flu has you down, get better, but what I said was not directed at you or anyone particularly, no need to be defensive, I left the door open by mentioning the subject matter to be taught.

Our realtor got us a closing gift and everything, FEELS like we closed but we really have not.

You are, in a very real sense, giving your father a gift of $80K.

There may be some tax concerns with the $52k gift, but sooner or later they will have to be paid.

& Walking would do me good.Anyone offered a finder's fee/$50 gift card on a mailer?

with everyone pitching in a few bucks to buy gift certificates for dinner, new BBQ, or ?

Will uncle sam see the assessed value posed by a county and tax you on the equity gained considering you we're gifted a property?

the property may be gifted to my younger sister at some point down the road...

Make sure you agree to a repayment plan and an interest rate that is somewhere near market rates (the IRS doesn't tend to like zero interest loans between family members, they can call them gifts and tax them).

There are also luxurious apartment and beach side homes available which is provides you healthy life and luxurious and romantic life style.