@Iris Olivas Most local banks/credit unions can do this deal with lower fees and potentially rates than brokers.

If I purchased a home locally I’d have to ask well beyond the market rate on rent just to break even.

It's free to sign up for an account and the savings account has a very competitive interest rate.

Was fortunate enough to lease for higher than expected rental rates.

Year over year we've seen impressive appreciation rates and often times investors are able to re-sell at a profit a year later with minimal to no work.

The effort to foreclose, the limits on rates, etc.Maybe a unicorn to find HML that will loan him the necessary money, but I doubt he will find it.  

The higher rates and no point options hopefully are temporary for you until you are able to show a 2 year history of 1099 income, refinance early in 2026 once you have completed your 2025 returns. 

What’s your success rate with mentees?

And then finally, there is always the option to just claim the regular standard mileage deduction rate of $0.67/mile. 

Of course "hoping" rates will come down is not a sound strategy so finding a way to assume a loan that already took advantage of low rates is a great option.If you were starting over and targeted a large SFH, would you try to maintain the property in a way that would still attract regular homebuyers (not investors) if you needed to sell?