Quote from @Alex Lickenbrock: Currently owner occupying a duplex in Cincinnati, but contemplating a move to Cleveland for personal reasons.

using owner occupied loans can get 96.5% LTV.

Foreclosure should be the last possible step because it will take away you ability to finance any real estate for several years, even up to 7 years for owner occupied programs with good terms. 

**Tenant Considerations:**If the property is currently occupied, you'll need to notify the tenants and possibly provide them with the right of first refusal or relocation assistance, depending on local laws.### Additional Tips:- Conduct a market assessment to ensure this conversion makes financial sense.

Occupying 8,000 square feet indoors and 2,000 square feet on a third-floor patio, this will be the largest In-N-Out in the world.

I document heavily with photos before they occupy, I take photos during every walk-through inspection, and I document what condition they leave it in at move-out. 

If all of the units are currently occupied, what would be your best revitalization strategy to bring the building up to its proper condition?

I am currently closing on an occupied duplex in Cleveland, Ohio on 5/25, my first property in the area.

These days, ads have expanded dramatically and can occupy a significant amount of “eye real estate.”

Commercial loans require 20-30% down, but you might qualify for an SBA loan with just 10% down if you occupy 51% of the space.