You can probably find an online link about how extreme temperature changes are not the ideal way to heat a home and cost more in the long run.I don't know what the local rental rules are where you are, but look them up and see if you can give her notice. 

I believe you have to give them a 30-day Notice of termination in your market.

So if we had not been proactive on this, there is a good chance Chase never would have noticed or cared about it.

In my experience, most lenders cap at 75% LTV, and even then, it can be tough to pull out enough equity to get meaningful cash at closing.That said, I’ve noticed a lot of investors, myself included, facing cash crunches lately.

You really need something in writing, and likely more than just one notice.

I would love to keep it as a rental but at this time I think it would take too long for the rent values to increase enough to make sense Worst case scenario is I have to hold the home for an extended period if the market decreases short term. 

You can find higher ROI (on paper) here and probably in other cities…but the probability of actually collecting rent significantly decreases.

If the husband defaults on the loan, it could affect the household's financial situation, potentially leading to missed payments on other obligations or a decrease in property value, which might influence her credit indirectly.3.

I found this property driving for dollars after leaving the barbershop 🤣 and noticed it was being trashed out.

Within each MSA there are pockets of increases and decreases, which are counter to the overall growth or decline.