The goal is to cash flow so I will rehab the property and increase the rent.

It’s becoming increasingly frustrating—the seller refuses to provide any proper documentation.

The shorter the prepayment term has an impact on increasing the rate.4.

You can also double hack these if you have enough units and live in one unit and use one unit for your business, but of course that decreases your cash flow but increases your usability.You can also use an FHA loan to get a mixed-use property with only 3.5% down if the residential square footage if more than 50% of the total square footage.

It's a site that is increasingly becoming more obsolete as each day passes.

That method will increase your ROE significantly more.Also read the BP book on BRRRR investing.

Combine that with rates that are near high for this century.  3 things could solve this 1) RE prices fall (that would be bad for me) 2) rents increase a lot without RE prices increasing similarly (this would be bad for tenants) 3) rates fall a lot.  

If you can find properties where you can add value (adding units, increasing rents) then you can increase the value of the property, refi and get your money out. 

It might be one of those positive sunk costs to increase the value when financing.

It allows tenants to increase their credit scores by an average of 60 points, and I provide it free of charge.I have over 600 adult tenants.