@Dev Horn I think you are correct and that is why as Agents we also have to exhibit discretion in deciding who we will represent.  

Here is exhibit b, data from realtor.com.

Exhibit A:

All persons having claims against these decedents are requested to exhibit them for adjustment and all indebted to make payment.It is then followed by names and addresses of, what I assume are fiduciaries of these estates.Should I just mail to the list of names or am I misunderstanding what this list is?

Several risk factors - downturn in tech (right now big data is solution to everything just like online delivery in 2000), gridlock in Washington (if Dems gain control in the fall) or double down tumpnomics (if GOP hold on).Exhibit b - I give you Sydney Australia 2016 and London 2016.

Half of them believe they need 20% down and are surprised when they find out they don't, just as an exhibit of how little they know at that point.Millennials have money to buy, they have saved up longer than any generation before them and many are burdened by college debt (which is a concept I don't understand - who thought that "for profit" education is good for a society, normally you want the best education for the most people, so you can fund the retirement of the older folks through the younger work force - sorry I digress).If you can afford to pay rent, you generally can afford to make a house payment, typically it is even cheaper.Note that buying a home is still cheaper than it was in the years 1990-2008!

Rural and southern folks exhibit a much higher level of comfort with firearms in general.I know in my own life this holds true as well.

One bad AC unit will change exhibit a to exhibit b. 

And the above story is absolutely not the full story, as “Jekyll” exhibited additional negligence and potential fraud not mentioned above.

Housing Market is Faltering and Strong Economy Offers No Curehttps://www.wsj.com/articles/u-s-existing-home-sal...One today from Fox Business Housing market exhibiting weaknesshttps://www.foxbusiness.com/economy/housing-market...One from yesterdayFannie Mae is 'pessimistic' about the housing market in 2019https://www.inman.com/2018/10/18/fannie-mae-is-pessimistic-about-the-housing-market-2019/