Well the only way to get a law deemed illegal is to have the Supreme Court to declare it so.

This includes maintenance, defaults, court, turnovers, insurance, vacancy and CapEx.

Again, I'd focus on salvaging your relationship or at least staying out of court. 

Regarding NoteWorld.com, which became Meracord LLC:BE CAREFUL - I found this thread because I'm looking for a Note Service and came across this RICO action against them:https://www.hbsslaw.com/cases/noteworldmeracord 05/15/15: $1.45B Default Judgment IssuedUnited States District Court Judge Benjamin Settle issued a $1.45 billion default judgment.

The sole remedy of the lender is the property.Now take the rest of the states and Texas in particular Mississippi for sure.. and you can foreclose get the asset then sue in court in a different action for a deficiency judgment and get a judgment against the home owner.. this is used when there Is in sufficient equity to protect the lender..

You will have to demonstrate to the court that the costs were reasonable.

But a through search back 30 years in County Clerk and District Court records in given area should uncover anything else.

You can't declare them not to code when they are compliant when they were built.

These types of programs have been struck down in multiple parts of the country in court for that very reason.

Whether that be checking your local zoning codes or HOA declaration if there is one.