When others places did this people cried because every lease that was up went up 40% to combat this.

If it is something you truly want to combat, you can build into your business model ways to provide affordable housing units.

That type of tenant will most likely be combative and a problem.

I have two rental properties One with a $5400 mortgage payment with $6600 in rents coming after expenses ($1,200 in profit)Another with a $2000 mortgage payment with $3000 in rents coming in after expenses ($1,000 profit) The underwriters are trying to tell me that the $5400 mortgage and $2,000 mortgage counts against my personal expenses but all I can use to combat these expenses is the profit I make from the rents after paying off the mortgages ($1,200 and $1,000)So it looks like a complete loss on paper.All they keep telling me is  “well we have to go off of the net profit” and I repeatedly told them yes that is the net profit after said mortgages are paid off from the rents. 

My best advice to combat this is to get creative.

I am looking to refi or get a HELOC but I have a few personal financial goals I want to hit first so I am prepared to combat the potential low cash flow I may see as a result of the interest rate hikes.

I'm trying to bolster my lease documents to make sure the expectations are clearly communicated upfront to combat.

If they really wanted to combat energy usage.

I was combat arms and switched over to logistics when I went into the Reserves.

I too have a canvas picture of a Porsche on my office wall next to a Flag that was flown over the US Capital and at Combat outpost Khan Neshin Castle in Helmand Province, Afghanistan.