He seemed to think that this mentality stemmed from some crooked investors who had taken advantage of people during the housing boom.I need help with this.

Huntsville seems like a great city to invest from what I have read/seen, apparently it has the highest growth rate for STEM jobs in the country, which I imagine is terrific news for investors since that should mean great tenants with high incomes.

I've been able to stem the losses (they were causing) but now I need them to pay me damages. 

I have a driving passion for increasing my financial acumen, which stems from growing up in a family that had very little financial awareness and whilst we were not dirt poor, I always had to go without rather than with.

Your low ROI stems from the fact this is an all cash deal.

Most of the walls were not visible due to accessibility.4) Stem wall.

A market that remains widely untapped.Some local Cannabis Clubs have begun to spring up in order to fill the need for a place Renters and other non-homeowners can safely consume their medication (Yes, it is medicine and the US government holds patent 6630507 that even says so).

His experience stems to working with me initially on flips. 

Could your apprehension maybe stem from the fact that when you do a project (flip) for yourself (as opposed to for the contractor or the city you work for) that it's now your own money at risk? 

My concerns stem from the large price gains, the ratio of median income to home prices in my home markets (5.35x in 85251 right now) and the large wealth and income disparities in the country, coupled with what I see are VERY sloppy personal financial habits of lots of people.