San Angelo too as mentioned above; however they are still volatile markets.

The markets that are speculative and volatile it is more of a crap shoot where you might make it big or lose everything.

Bath is home to one of the Navy's largest and busiest shipbuilders, BIW... and while that business can be volatile at times, the US isn't going to stop spending money on defense any time soon.

A goal of 8% that you provide with a secured asset bought right in 1st lien, especially given public market volatility, is the case you want to make to not only those in your area at REI's, but also corporate professionals and business owners looking to round out portfolios and play some defense. 

As the court in Stand Energy noted, force majeure clauses are included in commercial contracts to provide flexibility in a volatile economy.

Note I beat VFINX with a lot less volatility.

Some banks don't like condos, particularly small ones, and volatile capital markets are hard on entry-level buyers.If you do not sell off all the units, you have created a fractured condo. 

. -- but, on the other hand, there is also typically less volatility in your income stream because leases tend to be long-term and can be structured to insulate you from most operating expenses.

If you live in a historically volatile area, timing can make or break you regardless of all your other choices.  

Mortgage rates - volatile- Today’s (1/5/23) 30yr fixed averages 6.41%, up about 0.5 from recent lows in mid-December, but still quite a bit lower than their peak in Oct/Nov.- The Fed is expected to increase the Fed Funds target rate by 0.25 in February, following their current plans to continue rate increases but at a lesser pace until inflation is under control.