You should take some time to look up your laws in NY about how non-licensees can pay agents/brokers.

The Illinois Department of Financial and Professional Regulation maintains a list of Mortgage Banking Licensees (originators, servicers, brokers).

As a licensee you should be nervous!

If the seller contacted you from general marketing, and you're not licensee, you should be able to send your offer(s) directly to the seller and he/she can decide how they wish to proceed.

I have seen a few Howard Hanna ads on craigslist offering to pay for new licensee's schooling but this is a rarity.

There are many real estate sales and broker licensees who are not members of this organization.

But it appears you need the name to check on the license.The Division of Finance regulates originators and you would have to call them and see if you could get a list of licensees in your area, I didn't see a listing on the site.While you search for information you need to consider the source of the information you get.

I personally would not purchase the loan unless it is originated by a licensee in states where it is pretty clear there is no exception.

For example, the Commission/Board cannot settle such issues as disputes regarding earnest money, loan amount a lender may make based on an appraisal, repairs to property, or payment of fees to licensees/appraisers.

A real estate attorney @ one my REI groups talked about the legalities of wholesaling in Pa and he said that negotiating the sale and simply assigning the contract via back to back closing for a fee is acting as a R.E. licensee, thus illegal for non-licensed investor.