In this rate environment if you buy an approval or get one yourself a lot of banks aren't touching it right now and the ones that are will give you 50-55% LTV.

I think its going to just take some time for the end buyers in the chain (the people responsible for buying the MBS through the whole process - generally banks, insurance cos, pension funds) - by nature are very conservative and slow to adopt to new things like SRO.Its a tough situation because the message a lot of times ends up being "rent it out traditionally on a single lease since thats more conservative" yet they are out of touch with investors who can only cash flow in this current environment with creative solutions such as rent by room, etc.

Interested in a property in which agent is saying lender is not approving any borrowers as the rate was obtained during the lower interest rate environment, so they’re declining everyone who’s trying?

It offers a unique mix of growth potential and a conducive environment for investments to flourish.

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Different rate environment, but the rent-by-the-room is the quickest way to buy and save toward the second, third, fourth. 

With the current high interest rate environment you're looking at probably double the interest rate and if you're making just enough to live I'm guessing your DTI is pretty high so you're not going to get premium rates.

She's only created a hostile environment and as soon as I found another place that's affordable she'll lose a perfect tenant.

In todays current environment, finding a lender to provide a second mortgage on an investment property is going to be challenging.

The success of this endeavor, marked by a considerable monthly cash flow, was a testament to our dedication and the supportive environment we fostered.Looking back, the greatest lesson was understanding the importance of community dynamics and the impact of neighbors on our efforts to create inclusive housing.